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MGM Resorts' website was "currently unavailable," according to a holding message posted to the group's homepage. (Reporting by Raphael Satter; Editing by David Holmes)<br><br>The cause of the disruption still hasn't been officially disclosed, although such breaches are typical hallmarks of ransomware incidents in which extortionists encrypt victims' computers systems and demand ransoms in digital currency.<br><br>Moody's said that while casino floors were back in action, the incident "highlights key risks related to (MGM's) business operations' heavy reliance on technology and the operational disruption caused when systems need to go offline or are inoperable."<br><br>Bank branches can prosper and Penrith is proof!<br>Reader Robert Wilson has just come back from a rather splendid holiday in Keswick, Cumbria. Although blown away by some of the Lake District scenery, the 76-year-old former local newspaper editor was also taken aback by the vibrancy of nearby Penrith's high street, above.<br><br>Joan's right to want the best service<br>A big thank you to 85-year-old Joan White for contacting me about the article I wrote seven days ago concerning bank branch staff increasingly instructing customers to use machines rather than counter services.<br><br>The two managers run money in different markets - chalk and cheese. Penny, who believes 'time is our friend', has been managing UK investment portfolios for the past 24 years - at M&G, Legal & General and since late 2018 at Crux. The main investment fund he runs there is UK Special Situations, a £197million vehicle that invests across the stock market in search of returns.<br><br>So miffed was she that Joan has now started to use her local Nationwide Building Society branch when she wants to bank a cheque. Its service remains personal. Such a human touch still goes a long way, especially when machines fail to recognise deposits as happened at NatWest a few days ago.<br><br>Robert, from Newarthill in Lanarkshire, says it was heartening to see so many banks grace the town's high street - given the large-scale closure of branches over the past couple of years (1,150 and rising).<br><br>JEFF PRESTRIDGE: Why are car insurers charging careful older... If you can't find a bank in Jeremy Hunt's backyard, then... Government plans to boost access to cash don't go far... More banking hubs to open by the end of the year - but...<br><br>After big-hearted Margaret dropped us in Windermere, I then rocked up at the Wanslea Guest House in Ambleside, only to discover that I had left some important documents in the boot of her car that had slipped out of my rucksack.<br><br>'What goes around comes around,' she said, thanking me for the anthurium plant I had bought for her by way of appreciation from the garden centre opposite my B&B. Do unto others as you would have them do unto you.<br><br>After the 2008 financial crisis, the fund he ran at the time (L&G UK Alpha) also outperformed over the next two and a bit years, delivering a return of 173 per cent compared to the average for rivals of 85 per cent. Although the past is no indication of the future, Penny says the upside potential in the next 18 months to three years is tremendous, with three-figure returns possible. <br><br>It has no instant access cash Isa, a staple financial product. Customers wanting a cash Isa must instead either opt for a fixed-rate offering, or a restricted access account that can only be managed online. It also offers no business banking - a bugbear with many small firms when the society is the only remaining financial institution in town.<br><br>It invests in listed companies operating out of some of the world's most embryonic economies - in many cases countries that have not quite yet made it to emerging market status. Its biggest country holdings are in Saudi Arabia, Indonesia and Thailand.<br><br>BlackRock Frontiers' Vecht says investing in everything from lithium mining companies in South America through to casino operators in Cambodia is not without its risks. But through diligent on-the-ground research (he lives his life out of a suitcase), it has been possible to build a portfolio that will provide patient investors with attractive medium to long-term returns.
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