Five Killer Quora Answers On Auto Accident Law
Phases of an Auto Accident Law Firms Accident Lawsuit
Car accident injuries can lead to significant medical bills, property damage and lost wages. An experienced lawyer can assist to get the compensation you need.
The procedure can differ from case to case but typically, it begins with the filing of a complaint. This is followed by the discovery phase along with any appeals.
Medical Records
Medical records are an essential component of any auto accident lawsuit. They will help the judge or jury comprehend how the accident impacted your life, including the emotional, physical and financial consequences of your injuries. Insurance companies will be unable to challenge the narrative told by medical records.
You may only have a specific amount of time, contingent on the laws in your state and the policy of your doctor, to request medical records. It is recommended to consult with your lawyer as soon following an accident as is possible. The law provides access to these documents through the Health Information Portability and Accountability Act (HIPAA). But, this doesn't mean that only you or your lawyer are able to see your medical records. Insurance companies are often keen to discover anything that may suggest that your injuries were pre-existing or not as severe as you think.
Your lawyer will make use of your medical records to draft a demand letter, which will include evidence to support the damages you seek. It is essential that your lawyer only provides relevant medical documents to the insurance company as they may request you to sign a medical authorization that allows them to access all of your medical records. This is not in your best interest because it could reveal prior injuries that aren't connected to the present claim.
Police Reports
Every time a police official responds to a call for help, which could include an accident, he or she produces a report. Although they aren't admissible in the courts of law (they are deemed to be hearsay), they provide valuable information for attorneys who are investigating and preparing their cases.
A police report is an objective report of what happened during the accident, based on witness statements and observations regarding the damage to the vehicles and weather conditions, drivers and more. It's an important evidence piece that can aid you in winning your car auto accident attorney lawsuit against the defendant.
Typically you can request a copy your police report from the police station that was responsible for the investigation by calling their non-emergency number and providing an incident or receipt to identify it. The police department may also have a website where you can request copies of records online.
After your medical expenses or property damage, as well as lost wages exceed the amount of a certain amount, then you will need to bring a lawsuit against the driver at fault. The police report is a valuable tool in settlement negotiations, particularly if you can prove the other driver's responsibility through the observations of the officer. A lot of cases are settled without going to trial. It may take some time to complete the pre-trial process and your lawsuit might not be resolved for a long time.
Insurance Company Negotiations
Once an adjuster has all of the information they require from you, and the car accident investigation is complete, they will offer an offer of settlement. To generate their first offer, they'll enter all the details and facts into a computer program. Most likely, they will arrive at a smaller number than what you estimated in your investigation. When insurance companies offer settlement offers, they have their own financial interest in the back of their heads.
They will want to limit how much they will have to pay for medical bills and other damages. You can counter by pointing out the ways in which your injuries will impact your life in the future. For instance, you can highlight your growing medical bills, your diminished earning capacity and the emotional and physical pain you're suffering.
Your lawyer or you will then draft a demand Auto accident law Firms letter and then present it to the insurer. This letter will include all the evidence you've gathered, including witness statements and photos of your injuries. You will also create an outline of the things you will not negotiate to stop the insurance company from undervaluing your claim. Once an agreement is reached it will be documented in the form of a written settlement agreement. Negotiations are usually back and forth, but staying patient will aid in achieving a fair settlement.
Legal Advice
The next phase in the car accident lawsuit is discovery. During this process, both sides exchange information as well as evidence. Parties can request medical records and police reports as well as witness statements. They can also send the other interrogatories (written questions that need to be completed under oath at the expiration of a specific time). In addition your lawyer will record the extent of your physical, emotional and psychological injuries and any other damages that you could seek to compensate for such as current and anticipated future medical costs, property damage, and lost wages.
Your lawyer will also speak with experts such as medical specialists mechanics, engineers, and mechanics. These experts can help the jury to get a clear picture of the injuries and accidents you sustained.
Your lawyer will then start negotiations with the insurance companies in order to resolve your case with no trial. If the insurance company fails to provide you with an acceptable settlement or does not take into account your injuries and other damages, your case will likely go to trial.
Although a small percentage of cases go to trial it is important for victims to make a claim as soon as they can. Memories fade, witnesses pass away, and evidence can be lost as time passes, making it harder to build a strong argument for the most compensation. Furthermore, you have to comply with the statute of limitations in your state, which could be anywhere from one to six years.